Appraisal services for Wilmington and New Castle County homeowners

The top 7 reasons why Delaware homeowners order from Gorelick Appraisals, Inc.:

Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
Challenge New Castle County's assessment of your property value
To reduce a mortgage payments by removing PMI
Reinstate their Home Equity Line of Credit (HELOC)
Review another appraiser's report for verification
In the case of a divorce in the state of Delaware, where property needs to be divided
To settle an estate in Delaware by determining the true market value of the property in question


	Own a home in or near Wilmington, Delaware and need help deciding the price of it? Contact Gorelick Appraisals, Inc..

At Gorelick Appraisals, Inc., we understand the particular needs of a consumer seeking appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale by Owner

Since you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract interested buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer. It's something concrete to show the buyer. It's an independent third party's opinion of your house's value, and not just you saying how much you think your home is worth. Interested buyers assume you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value judgement than yours.

Challenging New Castle County's assessment of your property

Your local tax assessor may have your home overvalued if you live in a local area that's going down. That means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. When contesting your property tax assessment, getting a professional appraisal from Gorelick Appraisals, Inc. is your #1 weapon.

Appraisals to cancel PMI

An attractive way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Gorelick Appraisals, Inc. is experienced in helping customers just like you get rid of unwanted PMI insurance.

Recently got a freeze to your HELOC?

Even if your specific property has not declined in value, your lender might choose to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area. This can be detrimental to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow angle. Gorelick Appraisals, Inc. can provide you with an expert appraisal that will help you reinstate your home equity line of credit.

We Also Offer Field and Desktop Appraisal Review Services

Do you need a seasoned expert to double-check your appraisal for efficiency, or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? Gorelick Appraisals, Inc. offers field reviews where we go out and check the subject and comparables in question. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? We can assist you. Although most appraisal reviews are commissioned by lenders for quality control, homeowners that have reason to believe a prior appraisal wasn't above board are wise to invest in a second opinion.